Free Wildfire Risk Check

Is My Property in a Wildfire Zone? Free Wildfire Risk Checker

Check your property's wildfire risk instantly — free, from state and federal fire data.

Wildfire hazard severity zone lookup for any U.S. property. Checks state fire maps, WUI zones, and mitigation requirements. No signup required.

Free · No signup · Instant results · All 50 states

Frequently Asked Questions

How do I check if my property is in a wildfire zone?+
Enter your address above for a free instant wildfire risk check. ReadyPermit cross-references state fire hazard severity zone maps, Wildland-Urban Interface (WUI) boundaries, and historical fire data to determine your risk level. Results include building requirements and insurance implications.
What is a Fire Hazard Severity Zone?+
Fire Hazard Severity Zones (FHSZ) are designated areas that indicate the likelihood of wildfire exposure. Zones are rated as Moderate, High, or Very High. Properties in High or Very High zones typically require fire-resistant roofing, siding, windows, and defensible space clearance of 30-100 feet.
Does wildfire risk affect insurance costs?+
Yes. Properties in high wildfire risk zones face higher insurance premiums and may have difficulty obtaining standard coverage. Some insurers have pulled out of high-risk areas entirely. The full ReadyPermit report includes insurance impact analysis and mitigation recommendations that can help reduce premiums.
What building requirements apply in wildfire zones?+
In High and Very High fire zones, requirements typically include Class A fire-rated roofing, non-combustible or ignition-resistant exterior materials, tempered glass windows, enclosed eaves, and 5-foot non-combustible zones around structures. Defensible space of 30-100 feet of cleared vegetation is also required.